Wichita Debt Litigation Lawyer
Guiding Clients Through Debt Litigation in Wichita, KS
The vast majority of consumer debt litigation involves a creditor suing a debtor for failure to pay a debt. The creditor is seeking a judgment against the debtor so that he can take money from the debtor's bank account, garnish his wages, foreclose on his house, or repossess his car. There is a range of actions that the debtor can take in these situations, from defense in the particular legal action to bankruptcy. Since the law in this area is complex, if you are a Kansas resident in this situation, you are urged to contact a Kansas bankruptcy attorney.
Effective Defense Strategies Against Debt Claims in Kansas
Explore Your Options in Debt Litigation:
- Assertive Lawsuit Defense - It may be that the claim against you is incorrect. The terms of the contract may have been unclear or in violation of the law. The creditor may have gotten his numbers wrong or failed to follow all legal procedures. In this case, it is necessary to respond to the lawsuit.
- Debt Settlement Negotiation - It is possible that the creditor is willing to work with you on a mutually satisfactory payment plan.
- Bankruptcy as a Last Resort - You can only file bankruptcy once every eight years, so it is best not to take this course until you really need to, but if you are experiencing wage garnishment or having your bank accounts seized, it may be time to act. Once you file for bankruptcy, all lawsuits against you are put on hold. If you file for bankruptcy under Chapter 7, all of your debts will be cancelled. If you file Chapter 13, you agree to pay your creditors back over time and get to keep all your property.
Our Kansas Debt Litigation Attorney Can Help
At the Kansas Bankruptcy Center, we focus on the defense of consumers in Kansas. We are familiar with all the tools of debt litigation and are dedicated to providing aggressive, top-quality service to clients all over Kansas. We will be pleased to consult with you over the phone and let you know how we may help you.
Ready to Tackle Your Debt? Contact our Kansas Debt Relief Team Today for personalized assistance.
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Meet Attorney Norman Douglas
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